Acushnet Federal Credit Union











Share/Savings Accounts
 
Club Accounts
Christmas Club Account.25% Div. Rate.25% APY *
Vacation Club Accounts.25% Div. Rate.25% APY *
 
Money Market Accounts
Money Market Account1.00% Div. Rate1.00% APY *
    $2501 Minimum $25000 Maximum
Money Market Account1.50% Div. Rate1.50% APY *
    $25001 Minimum $75000 Maximum
Money Market Account1.50% Div. Rate1.50% APY *
    $75001 Minimum $1000000 Maximum
 
Share Accounts
Savings Account.50% Div. Rate.50% APY *
    Minimum $100.00 to obtain dividends
 
Share Certificate Accounts
6 months1.50% Div. Rate1.50% APY *
12 months1.75% Div. Rate1.75% APY *
24 months2.25% Div. Rate2.25% APY *
36 months2.25% Div. Rate2.25% APY *
 
Share Draft Accounts
Checking Account0.00 Div. Rate0.00 APY *
    $100.00 minimum to avoid $5.00 service fee
Checking Account/over age 600.00 Div. Rate0.00 APY *
    No minimum required/Free basic checks
 
Direct Deposit available upon request.

Funds Availability Policy:  Depending on the type of check you deposit, funds may not be available until the fifth business day after the day of your deposit.  However, the first $100.00 of your deposit will be available immediately.  Call the credit union for more details.

*APY-Annual Percentage Yield
 
Loan Accounts
 
Contact our office for any Repossessions for sale..
 
 
Vehicle Loans
New Auto Rates4.70%** APRup to 60 months
  SPECIAL-95% sticker price
New Auto Rates4.99%** APRup to 60 months
  SPECIAL-100% sticker price
New Auto Rates6.00%** APR72 months
  95% sticker price
Used Auto Rates5.49%** APR36 months
  95% NADA
Used Auto Rates5.49%** APR48 months
  95% NADA
Used Auto Rates5.75%** APR60 months
  95% NADA
Used Auto Rates6.00%** APR72 months (2006-2008 vehicle only)
  95% NADA
 
If 100% financing is required, add .25% to the above rate.
 
 
Home Equity Loans
Home Equity Loans6.25%** APR5 years
Home Equity Loans6.50%** APR10 years
Home Equity Loans6.75%** APR15 years
 

80% financing.  All closing costs are members responsibility.  Appraisal may be required.

 
 
Recreational Vehicle Loans
RV Loans8.50%** APRup to 12 years
  90% financing
RV Loans9.00%** APRup to 12 years
  100% financing
 
Motorcycle Loans
New Motorcycle13.25%** APRup to 36 months
New Motorcycle14.25%** APRup to 60 months
Used Motorcycle13.75%** APRup to 36 months
Used Motorcycle14.75%** APRup to 60 months
 
Watercraft Loans
New Small Watercraft13.25%** APRup to 36 months
Used Small Watercraft13.75%** APRup to 36 months
 
Mortgages
Mortgage Rates5.00%** APR15 years
Mortgage Rates5.75%** APR20 years
Mortgage Rates5.75%** APR30 year
 

All closing costs are members responsibility.  Appraisal may be required.

 
 
Personal Loans
Personal Loans7.25%** APR11 month
Personal Loans10.25%** APR20 month
Personal Loans11.25%** APR36 month
Personal Loans12.25%** APR48 month
 

Maximum Loan Amount $15,000.00

Co-Signer May Be Required

 
 

**APR-Annual Percentage Rate

All loans subject to approval.

Auto withdrawal payments available upon request.
 
Fees & Disclosures
 
Miscellaneous Fees
Coin Counter1.00
Money Orders1.00
Levies20.00
Nonsufficient Funds20.00 per item
Account Activity Printout2.00
Account Research20.00 per hour
Account Balancing Assistance20.00 per hour
Stop Payments20.00 per item
Outgoing Domestic Wire20.00
Outgoing International Wire40.00
Copy of a draft10.00 per item
ATM Account Negative Fee15.00 each
ATM Withdrawals1.00
ATM balance inquiries1.00
POS Point-of-Sale with PIN1.00
ATM denials1.00
ATM Replacement Card and/or PIN5.00
POS Point-of-Sale w/signature0.00
Returned ACH Item20.00 per item
Returned Draft Items20.00 per item
Certified Bank Checks15.00
 
ATM withdrawal, inquiry, point-of-sale and denial fees apply for non Co-Op machines.
 
  

   Acushnet Federal Credit Union


112 Main Street 
Acushnet, MA 02743  USA
Phone: 508-995-9100  Fax: 508-998-5404
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